Daftar Sekarang
Tentang Kami
Tentang Amar
Sekilas Bank Amar
Manajemen
Dewan Komisaris
Direksi
Sekretaris Perusahaan
Tanggung jawab Sosial Perusahaan
Struktur Kepemilikan
Tata Kelola Perusahaan
Hubungan Investor
Laporan & Presentasi
Kinerja Keuangan
Kinerja Saham
Berita Investor
Kontak Investor
SBDK
Produk & Layanan
Perseorangan
Tabungan
Aster
Amar Dana
Tamara (Tabungan Amar Berjangka)
Giro
Deposito
Bisnis
Simpanan
Tabungan
Amar Dana
Giro
Deposito
Pinjaman
UMKM
Modal Kerja - Rekening Koran (PRK)
Modal Kerja - Fix Loan Angsuran (FLA)
Modal Kerja - Pinjaman Tetap
Modal Kerja - Stand by Loan (SBL)
Pembiayaan Khusus (ABL) - Modal Kerja
Pembiayaan Khusus (ABL) - Investasi
Pembiayaan Khusus (ABL) - Multiguna
Investasi - Fix Loan Angsuran (FLA)
Investasi - Pinjaman Tetap
Korporasi
Investasi - Fix Loan Angsuran (FLA)
Investasi - Pinjaman Tetap
Modal Kerja - Fix Loan Angsuran (FLA)
Modal Kerja - Fix Loan Tetap (FLT)
Modal Kerja - Rekening Koran (PRK)
Pembiayaan Khusus - Lembaga Keuangan
Pembiayaan Khusus - BPR
Pembiayaan Khusus - Koperasi
Senyumku
Tunaiku
Karir & Kultur
Media
Pusat Bantuan
ID
EN
Tentang Kami
Tentang Amar
Sekilas Bank Amar
Manajemen
Dewan Komisaris
Direksi
Sekretaris Perusahaan
Tanggung jawab Sosial Perusahaan
Struktur Kepemilikan
Tata Kelola Perusahaan
Hubungan Investor
Laporan & Presentasi
Kinerja Keuangan
Kinerja Saham
Berita Investor
Kontak Investor
SBDK
Produk & Layanan
Perseorangan
Tabungan
Aster
Amar Dana
Tamara (Tabungan Amar Berjangka)
Giro
Deposito
Bisnis
Simpanan
Tabungan
Amar Dana
Giro
Deposito
Pinjaman
UMKM
Modal Kerja - Rekening Koran (PRK)
Modal Kerja - Fix Loan Angsuran (FLA)
Modal Kerja - Pinjaman Tetap
Modal Kerja - Stand by Loan (SBL)
Pembiayaan Khusus (ABL) - Modal Kerja
Pembiayaan Khusus (ABL) - Investasi
Pembiayaan Khusus (ABL) - Multiguna
Investasi - Fix Loan Angsuran (FLA)
Investasi - Pinjaman Tetap
Korporasi
Investasi - Fix Loan Angsuran (FLA)
Investasi - Pinjaman Tetap
Modal Kerja - Fix Loan Angsuran (FLA)
Modal Kerja - Fix Loan Tetap (FLT)
Modal Kerja - Rekening Koran (PRK)
Pembiayaan Khusus - Lembaga Keuangan
Pembiayaan Khusus - BPR
Pembiayaan Khusus - Koperasi
Senyumku
Tunaiku
Karir & Kultur
Media
Pusat Bantuan
ID
ID
EN
Daftar Sekarang
Kinerja Keuangan
Home
Kinerja Keuangan
BALANCE SHEET - In Thousand IDR
31-Dec-18
31-Dec-17
31-Dec-16
31-Dec-15
31-Dec-14
Cash
3,293,592
3,101,494
3,085,406
2,051,811
2,410,473
Demand deposits with Bank Indonesia
67,111,096
21,298,807
5,423,203
7,304,193
3,628,374
Demand deposits with other banks
30,633,507
9,011,649
4,732,815
6,138,656
4,056,989
Placements with Bank Indonesia and other banks
244,944,510
259,891,717
123,818,383
166,463,356
75,063,861
Securities
88,654,865
104,859,341
64,623,008
39,356,654
21,831,192
Loans - net
1,286,156,939
324,816,565
304,584,449
253,022,488
59,289,851
Premises and equipment - net
11,580,407
9,506,305
9,830,290
9,967,872
8,237,391
Intangible assets - net
403,348
584,821
752,487
838,408
2,600
Deferred tax assets - net
16,289,207
7,942,174
10,331,377
1,506,837
776,783
Others assets
107,454,653
105,134,382
20,880,812
7,955,408
55,704,630
TOTAL ASSETS
1,856,522,124
846,147,255
548,062,230
494,605,683
231,002,144
Deposits
1,096,323,953
358,035,762
68,548,905
85,686,928
31,027,037
Deposits from other banks
17,100,000
-
-
-
-
Borrowings
214,428,571
-
-
-
-
Taxes payable
13,447,924
582,782
293,932
1,421,775
77,641
Accruals and other liabilities
24,453,722
5,694,267
4,537,677
7,072,720
71,035,608
Post-employment benefits obligation
4,865,841
3,134,134
2,206,485
-
-
Shares capital
500,000,000
500,000,000
500,000,000
400,000,000
132,000,000
Other comprehensive income
(7,066,779)
2,022,030
(471,091)
(183,019)
(219,366)
Retained earnings (Deficit)
(7,031,108)
(23,321,720)
(27,053,678)
607,278
(2,918,776)
TOTAL LIABILITIES AND EQUITY
1,856,522,124
846,147,255
548,062,230
494,605,682
231,002,144
PROFIT AND LOSS - In Thousand IDR
31-Dec-18
31-Dec-17
31-Dec-16
31-Dec-15
31-Dec-14
Interest revenues
306,949,126
85,270,998
80,566,991
38,265,300
15,920,618
Interest expenses
(72,057,619)
(12,578,977)
(4,704,761)
(3,624,037)
(480,006)
Net Interest Income
234,891,507
72,692,021
75,862,230
34,641,264
15,440,612
Other Operating Revenues
49,347,437
21,926,651
10,290,829
1,795,953
356,610
Provision for Impairment Losses
(158,487,749)
(30,915,566)
(75,350,914)
(4,513,941)
(1,320,310)
Personnel expenses
(58,773,479)
(27,252,446)
(20,641,998)
(15,657,878)
(7,361,167)
General and administrative expenses
(42,819,228)
(26,583,045)
(25,761,503)
(12,030,133)
(6,590,198)
Income from Operations
24,158,488
9,867,615
(35,601,356)
4,235,265
525,547
Non-Operating Income (Expenses)
(1,898,225)
(4,577,494)
(788,117)
(104,038)
(25,207)
Net Profit before Taxes
22,260,263
5,290,121
(36,389,473)
4,131,227
500,340
Profitability
ROA
1.59%
0.79%
-5.08%
1.15%
0.27%
ROE
3.45%
0.87%
-5.98%
1.25%
0.28%
NIM (Margin Bunga Bersih)
18.02%
12.67%
14.45%
10.37%
9.81%
BOPO (Biaya Operasi / Pendapatan Operasional)
93.69%
98.48%
140.40%
89.53%
96.89%
Asset Quality
NPL Ratio - Gross
4.96%
8.29%
6.56%
0.54%
1.79%
NPL Ratio - Net
-0.61%
3.14%
1.75%
-
1.19%
Capital
CAR - Rasio Kecukupan Modal
42.43%
84.86%
125.90%
145.81%
94.42%
Liquidity
LDR (Kredit yang diberikan terhadap Dana Masyarakat)
132.46%
95.65%
466.78%
300.97%
192.24%
Compliance
GWM (Giro Wajib Minimum)
6.51%
6.82%
7.56%
8.24%
9.24%