Rupiah Credit Base Interest Rate

1.

The Prime Lending Rate SBDK is used as the basis for determining the loan interest rate that the Bank will charge to customers. Prime Lending Rate does not take into account the risk premium estimation component, the amount of which depends on the Banks assessment of the risk for each debtor or group of debtors. Thus, the amount of credit interest rate charged to debtors is certainly the same as the prime lending rate.

2.

The non-mortgage consumer loan excluded credit card and personal loan.